Pix with interest, penalty and discount

Pix is a success in Brazil and is replacing both cash and other means of payment, such as cards and bills. Pix Charge with due date, penalty, and interest is a new payment modality that offers advantages such as defining a due date, adding penalty and interest, discounts for early payment, increasing conversion rates, and reducing default rates.

Pix Charge with due date, penalty, and interest works through a dynamic QR Code, which allows adding information such as due date, interest, penalty, and discount in case of early payment. It is ideal for payments that require compliance, such as schools, gyms, condominiums, and utility bills. The payer scans the QR Code and makes the payment through their banking app. There is no need for urgency, but if payment is not made by the due date, penalty and interest are calculated. Pix Charge with due date, penalty, and interest is easily associated with bank bills, but with even more advantages.

The main difference between traditional Pix Cobrança and Pix Cobrança with due date, penalty, and interest is that the former is an immediate payment, which must be paid quickly and cannot be paid after the due date. Pix Cobrança with due date, penalty, and interest works like a title used for billing. When generated, the QR Code already establishes a deadline for payment, and after the due date, it is still possible to pay for a determined period, but penalty and interest are added to the value of the billing. In addition, in the Pix Cobrança with due date, penalty, and interest modality, it is also possible to offer a discount for payment before the established due date.