---
title: "Pix Charge with Due Date, Penalty and Interest | Woovi"
description: "Issue Pix charges with a due date (cobv), late penalty, interest and early-payment discount, paid via dynamic QR Code. Built for schools, gyms and condos."
canonical: "https://woovi.com/en/pix/pix-cobv/"
---

Fonte canônica: https://woovi.com/en/pix/pix-cobv/

# Pix with interest, penalty and discount

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## How does Pix with interest, penalty and discount work?

Pix Charge with due date, penalty and interest works through the generation of a dynamic QR Code, which is a code generated exclusively for the specific payment. This way, the company can add information such as the due date, interest, penalty, and even discount in case of early payment.

High conversion

Your money instantly

Anti-fraud protection

## Reduce your default rate: Pix with interest, penalty and discount

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## In the Pix QRCode, the interest, penalty, or discount are displayed

Woovi facilitates your business's day-to-day operations with all the assistance and convenience, offering you the option of Pix Charge with due date, penalty and interest.

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See the Documentation

See the API

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## Frequently asked questions

### 

What is Pix Charge with due date, penalty, and interest?

Pix is a success in Brazil and is replacing both cash and other means of payment, such as cards and bills. Pix Charge with due date, penalty, and interest is a new payment modality that offers advantages such as defining a due date, adding penalty and interest, discounts for early payment, increasing conversion rates, and reducing default rates.

### 

How does Pix Charge with due date, penalty, and interest work?

Pix Charge with due date, penalty, and interest works through a dynamic QR Code, which allows adding information such as due date, interest, penalty, and discount in case of early payment. It is ideal for payments that require compliance, such as schools, gyms, condominiums, and utility bills. The payer scans the QR Code and makes the payment through their banking app. There is no need for urgency, but if payment is not made by the due date, penalty and interest are calculated. Pix Charge with due date, penalty, and interest is easily associated with bank bills, but with even more advantages.

### 

What are the differences between traditional Pix (cob) and Pix with due date, penalty, and interest (cobv)?

The main difference between traditional Pix Cobrança and Pix Cobrança with due date, penalty, and interest is that the former is an immediate payment, which must be paid quickly and cannot be paid after the due date. Pix Cobrança with due date, penalty, and interest works like a title used for billing. When generated, the QR Code already establishes a deadline for payment, and after the due date, it is still possible to pay for a determined period, but penalty and interest are added to the value of the billing. In addition, in the Pix Cobrança with due date, penalty, and interest modality, it is also possible to offer a discount for payment before the established due date.

## Generate Pix payments with interest, penalty or discounts

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